🚗 Car insurance cost in Scottsdale, AZ (2027)

Estimated average: $2,365 per year — +10% vs. the U.S. average of $2,150.

Cars on a street, representing auto insurance coverage — Scottsdale, Arizona
Car insurance in Scottsdale is estimated at $2,365 per year, near the Arizona average. Photo: Jeremy Segrott from Cardiff, Wales, UK (CC BY 2.0)

With about 242,753 residents, Scottsdale is a large city and the #7 largest city in Arizona. Car insurance rates here are estimated at $2,365 per year, near the Arizona average of $2,365 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Scottsdale with other Arizona cities.

$2,365
Est. car insurance in Scottsdale
per year
$2,365
Arizona average
$2,150
U.S. average
242,753
Population

Estimate your car insurance in Scottsdale

Scottsdale car insurance estimator

Estimated$4,139/year

Starts from the Scottsdale estimate. Get quotes to confirm your price.

Scottsdale car insurance FAQ

How much is car insurance in Scottsdale, AZ?

The estimated average is $2,365 per year — about the state average (0% vs. the Arizona average of $2,365, and +10% vs. the U.S. average).

Is car insurance more expensive in Scottsdale than elsewhere in Arizona?

Scottsdale has about 242,753 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Scottsdale?

Compare at least three quotes from insurers active in Scottsdale, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

← All Arizona car insurance costs