🚗 Car insurance cost in Tempe, AZ (2026)
Estimated average: $2,365 per year — +10% vs. the U.S. average of $2,150.
$2,365
Est. car insurance in Tempe
per year
$2,365
Arizona average
$2,150
U.S. average
184,118
Population
Estimate your car insurance in Tempe
Tempe car insurance estimator
Estimated$4,139/year
Starts from the Tempe estimate. Get quotes to confirm your price.
Tempe car insurance FAQ
How much is car insurance in Tempe, AZ?
The estimated average is $2,365 per year — about the state average (0% vs. the Arizona average of $2,365, and +10% vs. the U.S. average).
Is car insurance more expensive in Tempe than elsewhere in Arizona?
Tempe has about 184,118 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Tempe?
Compare at least three quotes from insurers active in Tempe, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.