🚗 Car insurance cost in Colorado Springs, CO (2027)
Estimated average: $2,683 per year — +25% vs. the U.S. average of $2,150.
With about 483,956 residents, Colorado Springs is a large city and the #2 largest city in Colorado. Car insurance rates here are estimated at $2,683 per year, above the Colorado average of $2,580 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Colorado Springs with other Colorado cities.
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Colorado Springs car insurance FAQ
How much is car insurance in Colorado Springs, CO?
The estimated average is $2,683 per year — above the state average (+4% vs. the Colorado average of $2,580, and +25% vs. the U.S. average).
Is car insurance more expensive in Colorado Springs than elsewhere in Colorado?
Colorado Springs has about 483,956 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Colorado Springs?
Compare at least three quotes from insurers active in Colorado Springs, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.