🚗 Car insurance cost in Denver, CO (2026)
Estimated average: $2,786 per year — +30% vs. the U.S. average of $2,150.
$2,786
Est. car insurance in Denver
per year
$2,580
Colorado average
$2,150
U.S. average
713,252
Population
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Denver car insurance estimator
Estimated$4,876/year
Starts from the Denver estimate. Get quotes to confirm your price.
Denver car insurance FAQ
How much is car insurance in Denver, CO?
The estimated average is $2,786 per year — above the state average (+8% vs. the Colorado average of $2,580, and +30% vs. the U.S. average).
Is car insurance more expensive in Denver than elsewhere in Colorado?
Denver has about 713,252 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Denver?
Compare at least three quotes from insurers active in Denver, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.