🚗 Car insurance cost in Denver, CO (2027)
Estimated average: $2,786 per year — +30% vs. the U.S. average of $2,150.
With about 713,252 residents, Denver is a major metro and the largest city in Colorado. Car insurance rates here are estimated at $2,786 per year, above the Colorado average of $2,580 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Denver with other Colorado cities.
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Denver car insurance FAQ
How much is car insurance in Denver, CO?
The estimated average is $2,786 per year — above the state average (+8% vs. the Colorado average of $2,580, and +30% vs. the U.S. average).
Is car insurance more expensive in Denver than elsewhere in Colorado?
Denver has about 713,252 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Denver?
Compare at least three quotes from insurers active in Denver, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.