🚗 Car insurance cost in Lakewood, CO (2027)
Estimated average: $2,580 per year — +20% vs. the U.S. average of $2,150.
With about 155,984 residents, Lakewood is a mid-size city and the #5 largest city in Colorado. Car insurance rates here are estimated at $2,580 per year, near the Colorado average of $2,580 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Lakewood with other Colorado cities.
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Lakewood car insurance FAQ
How much is car insurance in Lakewood, CO?
The estimated average is $2,580 per year — about the state average (0% vs. the Colorado average of $2,580, and +20% vs. the U.S. average).
Is car insurance more expensive in Lakewood than elsewhere in Colorado?
Lakewood has about 155,984 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Lakewood?
Compare at least three quotes from insurers active in Lakewood, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.