🚗 Car insurance cost in Lakewood, CO (2026)
Estimated average: $2,580 per year — +20% vs. the U.S. average of $2,150.
$2,580
Est. car insurance in Lakewood
per year
$2,580
Colorado average
$2,150
U.S. average
155,984
Population
Estimate your car insurance in Lakewood
Lakewood car insurance estimator
Estimated$4,515/year
Starts from the Lakewood estimate. Get quotes to confirm your price.
Lakewood car insurance FAQ
How much is car insurance in Lakewood, CO?
The estimated average is $2,580 per year — about the state average (0% vs. the Colorado average of $2,580, and +20% vs. the U.S. average).
Is car insurance more expensive in Lakewood than elsewhere in Colorado?
Lakewood has about 155,984 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Lakewood?
Compare at least three quotes from insurers active in Lakewood, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.