🚗 Car insurance cost in Delaware (2026)
The estimated average is $2,580 per year — above the national average (+20% vs. the U.S. average of $2,150).
Delaware is home to about 1.0 million people, and car insurance here runs above the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Wilmington typically differ from smaller towns.
Estimate your car insurance in Delaware
Delaware car insurance estimator
Starts from the Delaware average. Estimate only — get quotes to confirm.
Car insurance cost in Delaware cities
| City | Population | Est. car insurance |
|---|---|---|
| Wilmington | 71,292 | $2,477 |
| Dover | 39,403 | $2,477 |
| Newark | 31,454 | $2,477 |
Delaware car insurance FAQ
How much is car insurance in Delaware?
The estimated average car insurance in Delaware is $2,580 per year, which is above the national average (+20% vs. the U.S. average of $2,150). Delaware ranks 10 of 51 states from most to least expensive.
Why is car insurance expensive in Delaware?
Car insurance pricing in Delaware reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the South.
How can I save on car insurance in Delaware?
Compare at least three quotes from insurers active in Delaware, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.