🚗 Car insurance cost in Jacksonville, FL (2026)
Estimated average: $4,296 per year — +100% vs. the U.S. average of $2,150.
$4,296
Est. car insurance in Jacksonville
per year
$3,978
Florida average
$2,150
U.S. average
971,319
Population
Estimate your car insurance in Jacksonville
Jacksonville car insurance estimator
Estimated$7,518/year
Starts from the Jacksonville estimate. Get quotes to confirm your price.
Jacksonville car insurance FAQ
How much is car insurance in Jacksonville, FL?
The estimated average is $4,296 per year — above the state average (+8% vs. the Florida average of $3,978, and +100% vs. the U.S. average).
Is car insurance more expensive in Jacksonville than elsewhere in Florida?
Jacksonville has about 971,319 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Jacksonville?
Compare at least three quotes from insurers active in Jacksonville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.