🚗 Car insurance cost in St. Petersburg, FL (2026)
Estimated average: $4,137 per year — +92% vs. the U.S. average of $2,150.
$4,137
Est. car insurance in St. Petersburg
per year
$3,978
Florida average
$2,150
U.S. average
261,256
Population
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St. Petersburg car insurance estimator
Estimated$7,240/year
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St. Petersburg car insurance FAQ
How much is car insurance in St. Petersburg, FL?
The estimated average is $4,137 per year — above the state average (+4% vs. the Florida average of $3,978, and +92% vs. the U.S. average).
Is car insurance more expensive in St. Petersburg than elsewhere in Florida?
St. Petersburg has about 261,256 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in St. Petersburg?
Compare at least three quotes from insurers active in St. Petersburg, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.