🚗 Car insurance cost in Augusta, GA (2027)
Estimated average: $2,688 per year — +25% vs. the U.S. average of $2,150.

With about 202,081 residents, Augusta is a large city and the #3 largest city in Georgia. Car insurance rates here are estimated at $2,688 per year, near the Georgia average of $2,688 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Augusta with other Georgia cities.
Estimate your car insurance in Augusta
Augusta car insurance estimator
Starts from the Augusta estimate. Get quotes to confirm your price.
Augusta car insurance FAQ
How much is car insurance in Augusta, GA?
The estimated average is $2,688 per year — about the state average (0% vs. the Georgia average of $2,688, and +25% vs. the U.S. average).
Is car insurance more expensive in Augusta than elsewhere in Georgia?
Augusta has about 202,081 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Augusta?
Compare at least three quotes from insurers active in Augusta, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.