🚗 Car insurance cost in Cedar Rapids, IA (2027)
Estimated average: $1,591 per year — -26% vs. the U.S. average of $2,150.
With about 137,710 residents, Cedar Rapids is a mid-size city and the #2 largest city in Iowa. Car insurance rates here are estimated at $1,591 per year, near the Iowa average of $1,591 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Cedar Rapids with other Iowa cities.
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Cedar Rapids car insurance FAQ
How much is car insurance in Cedar Rapids, IA?
The estimated average is $1,591 per year — about the state average (0% vs. the Iowa average of $1,591, and -26% vs. the U.S. average).
Is car insurance more expensive in Cedar Rapids than elsewhere in Iowa?
Cedar Rapids has about 137,710 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Cedar Rapids?
Compare at least three quotes from insurers active in Cedar Rapids, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.