🚗 Car insurance cost in Topeka, KS (2026)
Estimated average: $2,043 per year — -5% vs. the U.S. average of $2,150.
$2,043
Est. car insurance in Topeka
per year
$2,043
Kansas average
$2,150
U.S. average
125,475
Population
Estimate your car insurance in Topeka
Topeka car insurance estimator
Estimated$3,575/year
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Topeka car insurance FAQ
How much is car insurance in Topeka, KS?
The estimated average is $2,043 per year — about the state average (0% vs. the Kansas average of $2,043, and -5% vs. the U.S. average).
Is car insurance more expensive in Topeka than elsewhere in Kansas?
Topeka has about 125,475 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Topeka?
Compare at least three quotes from insurers active in Topeka, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.