🚗 Car insurance cost in Annapolis, MD (2026)
Estimated average: $2,270 per year — +6% vs. the U.S. average of $2,150.
$2,270
Est. car insurance in Annapolis
per year
$2,365
Maryland average
$2,150
U.S. average
40,812
Population
Estimate your car insurance in Annapolis
Annapolis car insurance estimator
Estimated$3,973/year
Starts from the Annapolis estimate. Get quotes to confirm your price.
Annapolis car insurance FAQ
How much is car insurance in Annapolis, MD?
The estimated average is $2,270 per year — below the state average (-4% vs. the Maryland average of $2,365, and +6% vs. the U.S. average).
Is car insurance more expensive in Annapolis than elsewhere in Maryland?
Annapolis has about 40,812 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Annapolis?
Compare at least three quotes from insurers active in Annapolis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.