🚗 Car insurance cost in Baltimore, MD (2026)
Estimated average: $2,554 per year — +19% vs. the U.S. average of $2,150.
$2,554
Est. car insurance in Baltimore
per year
$2,365
Maryland average
$2,150
U.S. average
569,931
Population
Estimate your car insurance in Baltimore
Baltimore car insurance estimator
Estimated$4,470/year
Starts from the Baltimore estimate. Get quotes to confirm your price.
Baltimore car insurance FAQ
How much is car insurance in Baltimore, MD?
The estimated average is $2,554 per year — above the state average (+8% vs. the Maryland average of $2,365, and +19% vs. the U.S. average).
Is car insurance more expensive in Baltimore than elsewhere in Maryland?
Baltimore has about 569,931 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Baltimore?
Compare at least three quotes from insurers active in Baltimore, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.