🚗 Car insurance cost in Boston, MA (2027)
Estimated average: $2,090 per year — -3% vs. the U.S. average of $2,150.
With about 650,706 residents, Boston is a major metro and the largest city in Massachusetts. Car insurance rates here are estimated at $2,090 per year, above the Massachusetts average of $1,935 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Boston with other Massachusetts cities.
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Boston car insurance FAQ
How much is car insurance in Boston, MA?
The estimated average is $2,090 per year — above the state average (+8% vs. the Massachusetts average of $1,935, and -3% vs. the U.S. average).
Is car insurance more expensive in Boston than elsewhere in Massachusetts?
Boston has about 650,706 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Boston?
Compare at least three quotes from insurers active in Boston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.