🚗 Car insurance cost in Ann Arbor, MI (2026)
Estimated average: $3,440 per year — +60% vs. the U.S. average of $2,150.
$3,440
Est. car insurance in Ann Arbor
per year
$3,440
Michigan average
$2,150
U.S. average
121,536
Population
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Ann Arbor car insurance estimator
Estimated$6,020/year
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Ann Arbor car insurance FAQ
How much is car insurance in Ann Arbor, MI?
The estimated average is $3,440 per year — about the state average (0% vs. the Michigan average of $3,440, and +60% vs. the U.S. average).
Is car insurance more expensive in Ann Arbor than elsewhere in Michigan?
Ann Arbor has about 121,536 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Ann Arbor?
Compare at least three quotes from insurers active in Ann Arbor, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.