🚗 Car insurance cost in Mississippi (2026)
The estimated average is $2,258 per year — above the national average (+5% vs. the U.S. average of $2,150).
Mississippi is home to about 2.9 million people, and car insurance here runs above the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Jackson typically differ from smaller towns.
Estimate your car insurance in Mississippi
Mississippi car insurance estimator
Starts from the Mississippi average. Estimate only — get quotes to confirm.
Car insurance cost in Mississippi cities
Mississippi car insurance FAQ
How much is car insurance in Mississippi?
The estimated average car insurance in Mississippi is $2,258 per year, which is above the national average (+5% vs. the U.S. average of $2,150). Mississippi ranks 20 of 51 states from most to least expensive.
Why is car insurance expensive in Mississippi?
Car insurance pricing in Mississippi reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the South.
How can I save on car insurance in Mississippi?
Compare at least three quotes from insurers active in Mississippi, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.