🚗 Car insurance cost in Springfield, MO (2027)
Estimated average: $2,150 per year — 0% vs. the U.S. average of $2,150.
With about 169,176 residents, Springfield is a mid-size city and the #3 largest city in Missouri. Car insurance rates here are estimated at $2,150 per year, near the Missouri average of $2,150 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Springfield with other Missouri cities.
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Springfield car insurance FAQ
How much is car insurance in Springfield, MO?
The estimated average is $2,150 per year — about the state average (0% vs. the Missouri average of $2,150, and 0% vs. the U.S. average).
Is car insurance more expensive in Springfield than elsewhere in Missouri?
Springfield has about 169,176 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Springfield?
Compare at least three quotes from insurers active in Springfield, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.