🚗 Car insurance cost in Springfield, MO (2026)
Estimated average: $2,150 per year — 0% vs. the U.S. average of $2,150.
$2,150
Est. car insurance in Springfield
per year
$2,150
Missouri average
$2,150
U.S. average
169,176
Population
Estimate your car insurance in Springfield
Springfield car insurance estimator
Estimated$3,763/year
Starts from the Springfield estimate. Get quotes to confirm your price.
Springfield car insurance FAQ
How much is car insurance in Springfield, MO?
The estimated average is $2,150 per year — about the state average (0% vs. the Missouri average of $2,150, and 0% vs. the U.S. average).
Is car insurance more expensive in Springfield than elsewhere in Missouri?
Springfield has about 169,176 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Springfield?
Compare at least three quotes from insurers active in Springfield, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.