🚗 Car insurance cost in Newark, NJ (2026)
Estimated average: $2,683 per year — +25% vs. the U.S. average of $2,150.
$2,683
Est. car insurance in Newark
per year
$2,580
New Jersey average
$2,150
U.S. average
305,344
Population
Estimate your car insurance in Newark
Newark car insurance estimator
Estimated$4,695/year
Starts from the Newark estimate. Get quotes to confirm your price.
Newark car insurance FAQ
How much is car insurance in Newark, NJ?
The estimated average is $2,683 per year — above the state average (+4% vs. the New Jersey average of $2,580, and +25% vs. the U.S. average).
Is car insurance more expensive in Newark than elsewhere in New Jersey?
Newark has about 305,344 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Newark?
Compare at least three quotes from insurers active in Newark, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.