🚗 Car insurance cost in Syracuse, NY (2027)
Estimated average: $2,795 per year — +30% vs. the U.S. average of $2,150.
With about 146,103 residents, Syracuse is a mid-size city and the #5 largest city in New York. Car insurance rates here are estimated at $2,795 per year, near the New York average of $2,795 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Syracuse with other New York cities.
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Syracuse car insurance FAQ
How much is car insurance in Syracuse, NY?
The estimated average is $2,795 per year — about the state average (0% vs. the New York average of $2,795, and +30% vs. the U.S. average).
Is car insurance more expensive in Syracuse than elsewhere in New York?
Syracuse has about 146,103 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Syracuse?
Compare at least three quotes from insurers active in Syracuse, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.