🚗 Car insurance cost in Fayetteville, NC (2027)

Estimated average: $1,548 per year — -28% vs. the U.S. average of $2,150.

Cars on a street, representing auto insurance coverage — Fayetteville, North Carolina
Car insurance in Fayetteville is estimated at $1,548 per year, near the North Carolina average. Photo: Jeremy Segrott from Cardiff, Wales, UK (CC BY 2.0)

With about 209,468 residents, Fayetteville is a large city and the #6 largest city in North Carolina. Car insurance rates here are estimated at $1,548 per year, near the North Carolina average of $1,548 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Fayetteville with other North Carolina cities.

$1,548
Est. car insurance in Fayetteville
per year
$1,548
North Carolina average
$2,150
U.S. average
209,468
Population

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Fayetteville car insurance estimator

Estimated$2,709/year

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Fayetteville car insurance FAQ

How much is car insurance in Fayetteville, NC?

The estimated average is $1,548 per year — about the state average (0% vs. the North Carolina average of $1,548, and -28% vs. the U.S. average).

Is car insurance more expensive in Fayetteville than elsewhere in North Carolina?

Fayetteville has about 209,468 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Fayetteville?

Compare at least three quotes from insurers active in Fayetteville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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