🚗 Car insurance cost in Bismarck, ND (2026)
Estimated average: $1,755 per year — -18% vs. the U.S. average of $2,150.
$1,755
Est. car insurance in Bismarck
per year
$1,828
North Dakota average
$2,150
U.S. average
74,138
Population
Estimate your car insurance in Bismarck
Bismarck car insurance estimator
Estimated$3,071/year
Starts from the Bismarck estimate. Get quotes to confirm your price.
Bismarck car insurance FAQ
How much is car insurance in Bismarck, ND?
The estimated average is $1,755 per year — below the state average (-4% vs. the North Dakota average of $1,828, and -18% vs. the U.S. average).
Is car insurance more expensive in Bismarck than elsewhere in North Dakota?
Bismarck has about 74,138 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Bismarck?
Compare at least three quotes from insurers active in Bismarck, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.