🚗 Car insurance cost in Cleveland, OH (2027)
Estimated average: $1,744 per year — -19% vs. the U.S. average of $2,150.
With about 362,656 residents, Cleveland is a large city and the #2 largest city in Ohio. Car insurance rates here are estimated at $1,744 per year, above the Ohio average of $1,677 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Cleveland with other Ohio cities.
Estimate your car insurance in Cleveland
Cleveland car insurance estimator
Starts from the Cleveland estimate. Get quotes to confirm your price.
Cleveland car insurance FAQ
How much is car insurance in Cleveland, OH?
The estimated average is $1,744 per year — above the state average (+4% vs. the Ohio average of $1,677, and -19% vs. the U.S. average).
Is car insurance more expensive in Cleveland than elsewhere in Ohio?
Cleveland has about 362,656 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Cleveland?
Compare at least three quotes from insurers active in Cleveland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.