🚗 Car insurance cost in Providence, RI (2026)
Estimated average: $2,580 per year — +20% vs. the U.S. average of $2,150.
$2,580
Est. car insurance in Providence
per year
$2,580
Rhode Island average
$2,150
U.S. average
190,934
Population
Estimate your car insurance in Providence
Providence car insurance estimator
Estimated$4,515/year
Starts from the Providence estimate. Get quotes to confirm your price.
Providence car insurance FAQ
How much is car insurance in Providence, RI?
The estimated average is $2,580 per year — about the state average (0% vs. the Rhode Island average of $2,580, and +20% vs. the U.S. average).
Is car insurance more expensive in Providence than elsewhere in Rhode Island?
Providence has about 190,934 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Providence?
Compare at least three quotes from insurers active in Providence, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.