🚗 Car insurance cost in South Carolina (2026)
The estimated average is $2,365 per year — above the national average (+10% vs. the U.S. average of $2,150).
South Carolina is home to about 5.4 million people, and car insurance here runs above the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Charleston typically differ from smaller towns.
Estimate your car insurance in South Carolina
South Carolina car insurance estimator
Starts from the South Carolina average. Estimate only — get quotes to confirm.
Car insurance cost in South Carolina cities
| City | Population | Est. car insurance |
|---|---|---|
| Charleston | 155,369 | $2,365 |
| Columbia | 139,698 | $2,365 |
| North Charleston | 120,451 | $2,365 |
| Greenville | 72,310 | $2,270 |
South Carolina car insurance FAQ
How much is car insurance in South Carolina?
The estimated average car insurance in South Carolina is $2,365 per year, which is above the national average (+10% vs. the U.S. average of $2,150). South Carolina ranks 18 of 51 states from most to least expensive.
Why is car insurance expensive in South Carolina?
Car insurance pricing in South Carolina reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the South.
How can I save on car insurance in South Carolina?
Compare at least three quotes from insurers active in South Carolina, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.