🚗 Car insurance cost in Sioux Falls, SD (2026)
Estimated average: $1,828 per year — -15% vs. the U.S. average of $2,150.
$1,828
Est. car insurance in Sioux Falls
per year
$1,828
South Dakota average
$2,150
U.S. average
202,078
Population
Estimate your car insurance in Sioux Falls
Sioux Falls car insurance estimator
Estimated$3,199/year
Starts from the Sioux Falls estimate. Get quotes to confirm your price.
Sioux Falls car insurance FAQ
How much is car insurance in Sioux Falls, SD?
The estimated average is $1,828 per year — about the state average (0% vs. the South Dakota average of $1,828, and -15% vs. the U.S. average).
Is car insurance more expensive in Sioux Falls than elsewhere in South Dakota?
Sioux Falls has about 202,078 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Sioux Falls?
Compare at least three quotes from insurers active in Sioux Falls, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.