🚗 Car insurance cost in Nashville, TN (2026)
Estimated average: $2,090 per year — -3% vs. the U.S. average of $2,150.
$2,090
Est. car insurance in Nashville
per year
$1,935
Tennessee average
$2,150
U.S. average
687,788
Population
Estimate your car insurance in Nashville
Nashville car insurance estimator
Estimated$3,658/year
Starts from the Nashville estimate. Get quotes to confirm your price.
Nashville car insurance FAQ
How much is car insurance in Nashville, TN?
The estimated average is $2,090 per year — above the state average (+8% vs. the Tennessee average of $1,935, and -3% vs. the U.S. average).
Is car insurance more expensive in Nashville than elsewhere in Tennessee?
Nashville has about 687,788 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Nashville?
Compare at least three quotes from insurers active in Nashville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.