🚗 Car insurance cost in Provo, UT (2027)
Estimated average: $2,043 per year — -5% vs. the U.S. average of $2,150.

With about 113,488 residents, Provo is a mid-size city and the #4 largest city in Utah. Car insurance rates here are estimated at $2,043 per year, near the Utah average of $2,043 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Provo with other Utah cities.
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Provo car insurance FAQ
How much is car insurance in Provo, UT?
The estimated average is $2,043 per year — about the state average (0% vs. the Utah average of $2,043, and -5% vs. the U.S. average).
Is car insurance more expensive in Provo than elsewhere in Utah?
Provo has about 113,488 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Provo?
Compare at least three quotes from insurers active in Provo, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.