🚗 Car insurance cost in Salt Lake City, UT (2027)

Estimated average: $2,043 per year — -5% vs. the U.S. average of $2,150.

Cars on a street, representing auto insurance coverage — Salt Lake City, Utah
Car insurance in Salt Lake City is estimated at $2,043 per year, near the Utah average. Photo: Jeremy Segrott from Cardiff, Wales, UK (CC BY 2.0)

With about 209,593 residents, Salt Lake City is a large city and the largest city in Utah. Car insurance rates here are estimated at $2,043 per year, near the Utah average of $2,043 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Salt Lake City with other Utah cities.

$2,043
Est. car insurance in Salt Lake City
per year
$2,043
Utah average
$2,150
U.S. average
209,593
Population

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Salt Lake City car insurance estimator

Estimated$3,575/year

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Salt Lake City car insurance FAQ

How much is car insurance in Salt Lake City, UT?

The estimated average is $2,043 per year — about the state average (0% vs. the Utah average of $2,043, and -5% vs. the U.S. average).

Is car insurance more expensive in Salt Lake City than elsewhere in Utah?

Salt Lake City has about 209,593 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Salt Lake City?

Compare at least three quotes from insurers active in Salt Lake City, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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