🚗 Car insurance cost in Virginia Beach, VA (2026)
Estimated average: $1,901 per year — -12% vs. the U.S. average of $2,150.
$1,901
Est. car insurance in Virginia Beach
per year
$1,828
Virginia average
$2,150
U.S. average
455,618
Population
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Virginia Beach car insurance estimator
Estimated$3,327/year
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Virginia Beach car insurance FAQ
How much is car insurance in Virginia Beach, VA?
The estimated average is $1,901 per year — above the state average (+4% vs. the Virginia average of $1,828, and -12% vs. the U.S. average).
Is car insurance more expensive in Virginia Beach than elsewhere in Virginia?
Virginia Beach has about 455,618 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Virginia Beach?
Compare at least three quotes from insurers active in Virginia Beach, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.