🚗 Car insurance cost in Seattle, WA (2027)
Estimated average: $2,276 per year — +6% vs. the U.S. average of $2,150.
With about 749,256 residents, Seattle is a major metro and the largest city in Washington. Car insurance rates here are estimated at $2,276 per year, above the Washington average of $2,107 — a gap driven by local factors like traffic density, accident and theft rates, and repair costs. Below you can estimate a price for your own profile and compare Seattle with other Washington cities.
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Seattle car insurance FAQ
How much is car insurance in Seattle, WA?
The estimated average is $2,276 per year — above the state average (+8% vs. the Washington average of $2,107, and +6% vs. the U.S. average).
Is car insurance more expensive in Seattle than elsewhere in Washington?
Seattle has about 749,256 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest car insurance in Seattle?
Compare at least three quotes from insurers active in Seattle, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.