🚗 Car insurance cost in Seattle, WA (2026)

Estimated average: $2,276 per year+6% vs. the U.S. average of $2,150.

$2,276
Est. car insurance in Seattle
per year
$2,107
Washington average
$2,150
U.S. average
749,256
Population

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Seattle car insurance estimator

Estimated$3,983/year

Starts from the Seattle estimate. Get quotes to confirm your price.

Seattle car insurance FAQ

How much is car insurance in Seattle, WA?

The estimated average is $2,276 per year — above the state average (+8% vs. the Washington average of $2,107, and +6% vs. the U.S. average).

Is car insurance more expensive in Seattle than elsewhere in Washington?

Seattle has about 749,256 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Seattle?

Compare at least three quotes from insurers active in Seattle, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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