🚗 Car insurance cost in Wisconsin (2026)
The estimated average is $1,720 per year — below the national average (-20% vs. the U.S. average of $2,150).
Wisconsin is home to about 5.9 million people, and car insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Milwaukee typically differ from smaller towns.
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Wisconsin car insurance estimator
Starts from the Wisconsin average. Estimate only — get quotes to confirm.
Car insurance cost in Wisconsin cities
Wisconsin car insurance FAQ
How much is car insurance in Wisconsin?
The estimated average car insurance in Wisconsin is $1,720 per year, which is below the national average (-20% vs. the U.S. average of $2,150). Wisconsin ranks 43 of 51 states from most to least expensive.
Why is car insurance cheaper in Wisconsin?
Car insurance pricing in Wisconsin reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Midwest.
How can I save on car insurance in Wisconsin?
Compare at least three quotes from insurers active in Wisconsin, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.