🩺 Health insurance cost in Birmingham, AL (2027)
Estimated average: $532 per month — -5% vs. the U.S. average of $560.
With about 197,575 residents, Birmingham is a mid-size city and the #3 largest city in Alabama. Health insurance rates here are estimated at $532 per month, near the Alabama average of $532 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Birmingham with other Alabama cities.
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Birmingham health insurance FAQ
How much is health insurance in Birmingham, AL?
The estimated average is $532 per month — about the state average (0% vs. the Alabama average of $532, and -5% vs. the U.S. average).
Is health insurance more expensive in Birmingham than elsewhere in Alabama?
Birmingham has about 197,575 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Birmingham?
Compare at least three quotes from insurers active in Birmingham, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.