🩺 Health insurance cost in Phoenix, AZ (2027)
Estimated average: $499 per month — -11% vs. the U.S. average of $560.
With about 1,650,070 residents, Phoenix is a major metro and the largest city in Arizona. Health insurance rates here are estimated at $499 per month, above the Arizona average of $476 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Phoenix with other Arizona cities.
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Phoenix health insurance estimator
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Phoenix health insurance FAQ
How much is health insurance in Phoenix, AZ?
The estimated average is $499 per month — above the state average (+5% vs. the Arizona average of $476, and -11% vs. the U.S. average).
Is health insurance more expensive in Phoenix than elsewhere in Arizona?
Phoenix has about 1,650,070 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Phoenix?
Compare at least three quotes from insurers active in Phoenix, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.