🩺 Health insurance cost in Phoenix, AZ (2026)
Estimated average: $499 per month — -11% vs. the U.S. average of $560.
$499
Est. health insurance in Phoenix
per month
$476
Arizona average
$560
U.S. average
1,650,070
Population
Estimate your health insurance in Phoenix
Phoenix health insurance estimator
Estimated$374/month
Starts from the Phoenix estimate. Get quotes to confirm your price.
Phoenix health insurance FAQ
How much is health insurance in Phoenix, AZ?
The estimated average is $499 per month — above the state average (+5% vs. the Arizona average of $476, and -11% vs. the U.S. average).
Is health insurance more expensive in Phoenix than elsewhere in Arizona?
Phoenix has about 1,650,070 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Phoenix?
Compare at least three quotes from insurers active in Phoenix, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.