🩺 Health insurance cost in Oakland, CA (2026)
Estimated average: $512 per month — -9% vs. the U.S. average of $560.
$512
Est. health insurance in Oakland
per month
$504
California average
$560
U.S. average
430,553
Population
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Oakland health insurance estimator
Estimated$384/month
Starts from the Oakland estimate. Get quotes to confirm your price.
Oakland health insurance FAQ
How much is health insurance in Oakland, CA?
The estimated average is $512 per month — about the state average (+2% vs. the California average of $504, and -9% vs. the U.S. average).
Is health insurance more expensive in Oakland than elsewhere in California?
Oakland has about 430,553 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Oakland?
Compare at least three quotes from insurers active in Oakland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.