🩺 Health insurance cost in Oakland, CA (2027)
Estimated average: $512 per month — -9% vs. the U.S. average of $560.
With about 430,553 residents, Oakland is a large city and the #8 largest city in California. Health insurance rates here are estimated at $512 per month, above the California average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Oakland with other California cities.
Estimate your health insurance in Oakland
Oakland health insurance estimator
Starts from the Oakland estimate. Get quotes to confirm your price.
Oakland health insurance FAQ
How much is health insurance in Oakland, CA?
The estimated average is $512 per month — about the state average (+2% vs. the California average of $504, and -9% vs. the U.S. average).
Is health insurance more expensive in Oakland than elsewhere in California?
Oakland has about 430,553 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Oakland?
Compare at least three quotes from insurers active in Oakland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.