🩺 Health insurance cost in Tampa, FL (2027)
Estimated average: $541 per month — -3% vs. the U.S. average of $560.

With about 403,364 residents, Tampa is a large city and the #3 largest city in Florida. Health insurance rates here are estimated at $541 per month, above the Florida average of $532 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Tampa with other Florida cities.
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Tampa health insurance FAQ
How much is health insurance in Tampa, FL?
The estimated average is $541 per month — about the state average (+2% vs. the Florida average of $532, and -3% vs. the U.S. average).
Is health insurance more expensive in Tampa than elsewhere in Florida?
Tampa has about 403,364 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Tampa?
Compare at least three quotes from insurers active in Tampa, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.