🩺 Health insurance cost in Chicago, IL (2026)
Estimated average: $499 per month — -11% vs. the U.S. average of $560.
$499
Est. health insurance in Chicago
per month
$476
Illinois average
$560
U.S. average
2,664,452
Population
Estimate your health insurance in Chicago
Chicago health insurance estimator
Estimated$374/month
Starts from the Chicago estimate. Get quotes to confirm your price.
Chicago health insurance FAQ
How much is health insurance in Chicago, IL?
The estimated average is $499 per month — above the state average (+5% vs. the Illinois average of $476, and -11% vs. the U.S. average).
Is health insurance more expensive in Chicago than elsewhere in Illinois?
Chicago has about 2,664,452 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Chicago?
Compare at least three quotes from insurers active in Chicago, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.