🩺 Health insurance cost in Kansas (2026)
The estimated average is $532 per month — below the national average (-5% vs. the U.S. average of $560).
Kansas is home to about 2.9 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Wichita typically differ from smaller towns.
Estimate your health insurance in Kansas
Kansas health insurance estimator
Starts from the Kansas average. Estimate only — get quotes to confirm.
Health insurance cost in Kansas cities
| City | Population | Est. health insurance |
|---|---|---|
| Wichita | 397,532 | $541 |
| Overland Park | 197,238 | $532 |
| Kansas City | 156,607 | $532 |
| Topeka | 125,475 | $532 |
Kansas health insurance FAQ
How much is health insurance in Kansas?
The estimated average health insurance in Kansas is $532 per month, which is below the national average (-5% vs. the U.S. average of $560). Kansas ranks 16 of 51 states from most to least expensive.
Why is health insurance cheaper in Kansas?
Health insurance pricing in Kansas reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Midwest.
How can I save on health insurance in Kansas?
Compare at least three quotes from insurers active in Kansas, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.