🩺 Health insurance cost in Baltimore, MD (2027)
Estimated average: $433 per month — -23% vs. the U.S. average of $560.
With about 569,931 residents, Baltimore is a major metro and the largest city in Maryland. Health insurance rates here are estimated at $433 per month, above the Maryland average of $420 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Baltimore with other Maryland cities.
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Baltimore health insurance estimator
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Baltimore health insurance FAQ
How much is health insurance in Baltimore, MD?
The estimated average is $433 per month — above the state average (+3% vs. the Maryland average of $420, and -23% vs. the U.S. average).
Is health insurance more expensive in Baltimore than elsewhere in Maryland?
Baltimore has about 569,931 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Baltimore?
Compare at least three quotes from insurers active in Baltimore, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.