🩺 Health insurance cost in Lowell, MA (2027)
Estimated average: $420 per month — -25% vs. the U.S. average of $560.

With about 115,554 residents, Lowell is a mid-size city and the #5 largest city in Massachusetts. Health insurance rates here are estimated at $420 per month, near the Massachusetts average of $420 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Lowell with other Massachusetts cities.
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Lowell health insurance FAQ
How much is health insurance in Lowell, MA?
The estimated average is $420 per month — about the state average (0% vs. the Massachusetts average of $420, and -25% vs. the U.S. average).
Is health insurance more expensive in Lowell than elsewhere in Massachusetts?
Lowell has about 115,554 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Lowell?
Compare at least three quotes from insurers active in Lowell, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.