🩺 Health insurance cost in Duluth, MN (2026)
Estimated average: $386 per month — -31% vs. the U.S. average of $560.
$386
Est. health insurance in Duluth
per month
$392
Minnesota average
$560
U.S. average
86,697
Population
Estimate your health insurance in Duluth
Duluth health insurance estimator
Estimated$290/month
Starts from the Duluth estimate. Get quotes to confirm your price.
Duluth health insurance FAQ
How much is health insurance in Duluth, MN?
The estimated average is $386 per month — about the state average (-2% vs. the Minnesota average of $392, and -31% vs. the U.S. average).
Is health insurance more expensive in Duluth than elsewhere in Minnesota?
Duluth has about 86,697 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Duluth?
Compare at least three quotes from insurers active in Duluth, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.