🩺 Health insurance cost in Duluth, MN (2027)
Estimated average: $386 per month — -31% vs. the U.S. average of $560.
With about 86,697 residents, Duluth is a smaller city and the #4 largest city in Minnesota. Health insurance rates here are estimated at $386 per month, below the Minnesota average of $392 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Duluth with other Minnesota cities.
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Duluth health insurance FAQ
How much is health insurance in Duluth, MN?
The estimated average is $386 per month — about the state average (-2% vs. the Minnesota average of $392, and -31% vs. the U.S. average).
Is health insurance more expensive in Duluth than elsewhere in Minnesota?
Duluth has about 86,697 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Duluth?
Compare at least three quotes from insurers active in Duluth, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.