🩺 Health insurance cost in Rochester, MN (2027)

Estimated average: $392 per month — -30% vs. the U.S. average of $560.

A doctor examining a patient with a stethoscope — Rochester, Minnesota
Health insurance in Rochester is estimated at $392 per month, near the Minnesota average. Photo: Unknown photographer (Public domain)

With about 121,878 residents, Rochester is a mid-size city and the #3 largest city in Minnesota. Health insurance rates here are estimated at $392 per month, near the Minnesota average of $392 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Rochester with other Minnesota cities.

$392
Est. health insurance in Rochester
per month
$392
Minnesota average
$560
U.S. average
121,878
Population

Estimate your health insurance in Rochester

Rochester health insurance estimator

Estimated$294/month

Starts from the Rochester estimate. Get quotes to confirm your price.

Rochester health insurance FAQ

How much is health insurance in Rochester, MN?

The estimated average is $392 per month — about the state average (0% vs. the Minnesota average of $392, and -30% vs. the U.S. average).

Is health insurance more expensive in Rochester than elsewhere in Minnesota?

Rochester has about 121,878 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest health insurance in Rochester?

Compare at least three quotes from insurers active in Rochester, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

← All Minnesota health insurance costs