🩺 Health insurance cost in Saint Paul, MN (2027)
Estimated average: $398 per month — -29% vs. the U.S. average of $560.
With about 303,176 residents, Saint Paul is a large city and the #2 largest city in Minnesota. Health insurance rates here are estimated at $398 per month, above the Minnesota average of $392 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Saint Paul with other Minnesota cities.
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Saint Paul health insurance FAQ
How much is health insurance in Saint Paul, MN?
The estimated average is $398 per month — about the state average (+2% vs. the Minnesota average of $392, and -29% vs. the U.S. average).
Is health insurance more expensive in Saint Paul than elsewhere in Minnesota?
Saint Paul has about 303,176 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Saint Paul?
Compare at least three quotes from insurers active in Saint Paul, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.