🩺 Health insurance cost in Mississippi (2026)

The estimated average is $532 per monthbelow the national average (-5% vs. the U.S. average of $560).

$532
Avg. health insurance
per month
#17
of 51 states
cheaper than avg
$560
U.S. average
per month
South
Region

Mississippi is home to about 2.9 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Jackson typically differ from smaller towns.

Estimate your health insurance in Mississippi

Mississippi health insurance estimator

Estimated$399/month

Starts from the Mississippi average. Estimate only — get quotes to confirm.

Health insurance cost in Mississippi cities

Estimated health insurance per month in major Mississippi cities.
CityPopulationEst. health insurance
Jackson145,995$532
Gulfport72,926$523
Southaven56,767$523
Biloxi48,178$523

Mississippi health insurance FAQ

How much is health insurance in Mississippi?

The estimated average health insurance in Mississippi is $532 per month, which is below the national average (-5% vs. the U.S. average of $560). Mississippi ranks 17 of 51 states from most to least expensive.

Why is health insurance cheaper in Mississippi?

Health insurance pricing in Mississippi reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the South.

How can I save on health insurance in Mississippi?

Compare at least three quotes from insurers active in Mississippi, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.

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