🩺 Health insurance cost in Montana (2026)
The estimated average is $560 per month — about the national average (0% vs. the U.S. average of $560).
Montana is home to about 1.1 million people, and health insurance here runs near the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Billings typically differ from smaller towns.
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Montana health insurance estimator
Starts from the Montana average. Estimate only — get quotes to confirm.
Health insurance cost in Montana cities
| City | Population | Est. health insurance |
|---|---|---|
| Billings | 117,116 | $560 |
| Missoula | 76,998 | $551 |
| Great Falls | 60,422 | $551 |
| Bozeman | 56,123 | $551 |
Montana health insurance FAQ
How much is health insurance in Montana?
The estimated average health insurance in Montana is $560 per month, which is about the national average (0% vs. the U.S. average of $560). Montana ranks 12 of 51 states from most to least expensive.
Why is health insurance cheaper in Montana?
Health insurance pricing in Montana reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the West.
How can I save on health insurance in Montana?
Compare at least three quotes from insurers active in Montana, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.