🩺 Health insurance cost in Las Cruces, NM (2027)

Estimated average: $504 per month — -10% vs. the U.S. average of $560.

A doctor examining a patient with a stethoscope — Las Cruces, New Mexico
Health insurance in Las Cruces is estimated at $504 per month, near the New Mexico average. Photo: Unknown photographer (Public domain)

With about 112,914 residents, Las Cruces is a mid-size city and the #2 largest city in New Mexico. Health insurance rates here are estimated at $504 per month, near the New Mexico average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Las Cruces with other New Mexico cities.

$504
Est. health insurance in Las Cruces
per month
$504
New Mexico average
$560
U.S. average
112,914
Population

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Las Cruces health insurance estimator

Estimated$378/month

Starts from the Las Cruces estimate. Get quotes to confirm your price.

Las Cruces health insurance FAQ

How much is health insurance in Las Cruces, NM?

The estimated average is $504 per month — about the state average (0% vs. the New Mexico average of $504, and -10% vs. the U.S. average).

Is health insurance more expensive in Las Cruces than elsewhere in New Mexico?

Las Cruces has about 112,914 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest health insurance in Las Cruces?

Compare at least three quotes from insurers active in Las Cruces, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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