🩺 Health insurance cost in Albany, NY (2027)
Estimated average: $784 per month — +40% vs. the U.S. average of $560.
With about 100,826 residents, Albany is a mid-size city and the #6 largest city in New York. Health insurance rates here are estimated at $784 per month, near the New York average of $784 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Albany with other New York cities.
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Albany health insurance FAQ
How much is health insurance in Albany, NY?
The estimated average is $784 per month — about the state average (0% vs. the New York average of $784, and +40% vs. the U.S. average).
Is health insurance more expensive in Albany than elsewhere in New York?
Albany has about 100,826 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Albany?
Compare at least three quotes from insurers active in Albany, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.