🩺 Health insurance cost in Durham, NC (2026)
Estimated average: $541 per month — -3% vs. the U.S. average of $560.
$541
Est. health insurance in Durham
per month
$532
North Carolina average
$560
U.S. average
296,186
Population
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Durham health insurance estimator
Estimated$406/month
Starts from the Durham estimate. Get quotes to confirm your price.
Durham health insurance FAQ
How much is health insurance in Durham, NC?
The estimated average is $541 per month — about the state average (+2% vs. the North Carolina average of $532, and -3% vs. the U.S. average).
Is health insurance more expensive in Durham than elsewhere in North Carolina?
Durham has about 296,186 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Durham?
Compare at least three quotes from insurers active in Durham, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.