🩺 Health insurance cost in Durham, NC (2027)
Estimated average: $541 per month — -3% vs. the U.S. average of $560.
With about 296,186 residents, Durham is a large city and the #4 largest city in North Carolina. Health insurance rates here are estimated at $541 per month, above the North Carolina average of $532 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Durham with other North Carolina cities.
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Durham health insurance estimator
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Durham health insurance FAQ
How much is health insurance in Durham, NC?
The estimated average is $541 per month — about the state average (+2% vs. the North Carolina average of $532, and -3% vs. the U.S. average).
Is health insurance more expensive in Durham than elsewhere in North Carolina?
Durham has about 296,186 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Durham?
Compare at least three quotes from insurers active in Durham, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.