🩺 Health insurance cost in Ohio (2026)
The estimated average is $448 per month — below the national average (-20% vs. the U.S. average of $560).
Ohio is home to about 11.8 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Columbus typically differ from smaller towns.
Estimate your health insurance in Ohio
Ohio health insurance estimator
Starts from the Ohio average. Estimate only — get quotes to confirm.
Health insurance cost in Ohio cities
Ohio health insurance FAQ
How much is health insurance in Ohio?
The estimated average health insurance in Ohio is $448 per month, which is below the national average (-20% vs. the U.S. average of $560). Ohio ranks 44 of 51 states from most to least expensive.
Why is health insurance cheaper in Ohio?
Health insurance pricing in Ohio reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Midwest.
How can I save on health insurance in Ohio?
Compare at least three quotes from insurers active in Ohio, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.