🩺 Health insurance cost in Philadelphia, PA (2027)
Estimated average: $528 per month — -6% vs. the U.S. average of $560.
With about 1,550,542 residents, Philadelphia is a major metro and the largest city in Pennsylvania. Health insurance rates here are estimated at $528 per month, above the Pennsylvania average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Philadelphia with other Pennsylvania cities.
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Philadelphia health insurance estimator
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Philadelphia health insurance FAQ
How much is health insurance in Philadelphia, PA?
The estimated average is $528 per month — above the state average (+5% vs. the Pennsylvania average of $504, and -6% vs. the U.S. average).
Is health insurance more expensive in Philadelphia than elsewhere in Pennsylvania?
Philadelphia has about 1,550,542 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Philadelphia?
Compare at least three quotes from insurers active in Philadelphia, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.