🩺 Health insurance cost in Memphis, TN (2026)
Estimated average: $520 per month — -7% vs. the U.S. average of $560.
$520
Est. health insurance in Memphis
per month
$504
Tennessee average
$560
U.S. average
618,639
Population
Estimate your health insurance in Memphis
Memphis health insurance estimator
Estimated$390/month
Starts from the Memphis estimate. Get quotes to confirm your price.
Memphis health insurance FAQ
How much is health insurance in Memphis, TN?
The estimated average is $520 per month — above the state average (+3% vs. the Tennessee average of $504, and -7% vs. the U.S. average).
Is health insurance more expensive in Memphis than elsewhere in Tennessee?
Memphis has about 618,639 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Memphis?
Compare at least three quotes from insurers active in Memphis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.